Why is it so hard for people to pull themselves out of poverty? In this episode we consider how people change and what keeps them from changing. Conclusions are drawn for charitable giving.

The change process:

    - Life experience, followed by...
    - Reflection, followed by...
    - Decision, followed by...
    - Action, followed by a new life experience.
 
Obstacles to change:
1.      Lack of knowledge
2.      Lack of resources
3.      Human sinfulness
4.      Satanic deception
5.      Lack of supportive people
6.      Presence of opposition